Resolved Question: Virginia 529 plan contribution are tax deductible per student or per tax payer?

For a married couple with 3 kids, does Virgina tax savings of $4000 on 529 is per student meaning $12000 or it needs to be summed for every kids so total does not exceed $4000. so one can triple tax deduction if he/she has 3 kids?

9 Aug 2011, 1:37 am | click here to view more

Resolved Question: A question for runners who use, or have used, the New Balance T10 minimalist shoe?

I am planning to switch to minimalist running shoes next year and am considering either the Merrell Pace Glove or the New Balance T10. My question: Do the T10's force and keep your toes in that upward position or do they only appear to do this on the photos? http://www.store.runningroom.com/product_info.php?cPath=261_490_495_529&language_id=1&products_id=8481 I would like input only from those who have actually worn these shoes. Please and thank you in advance!

8 Dec 2011, 7:08 pm | click here to view more

Voting Question: My parents are citizens of the UK and want to gift money to my kids' 529 plans.?

What is the taxable event, if any, for international gifting? Is there a gifting limit from UK to US?

7 Feb 2012, 4:35 pm | click here to view more

Resolved Question: What is the average parents save for their kids college education?

Many people have 529 plans and have other savings for their kids college. Any statistics out there on the average parents contribute? Lets say for a 4 year college education. Or any statistics on how many kids can go to college without making any student loans? Or how many parents do not even have $10 to send their kids to college?

7 Dec 2011, 7:30 pm | click here to view more

Voting Question: What is the best way to self-pay for college?

I have heard of 529 plans which allow you to self-fund tax free but don't know much about them. Are there other options? Is it wise to pay out of pocket just via check/debit? Any suggestions for making it as painless as possible? This is assuming starting from $0 with an Associates Degree.

6 Dec 2011, 11:24 am | click here to view more

Resolved Question: I want to open a trust account for my children, but I don't have a lot of money. 5k -10k to start then 500/mo?

The reason is my husband spend so much money and refuse to put away money for our kids college (mutual funds, 529 plan, etc.) arguing that the stocks market doing badly, we might lose money in the future.

6 Aug 2011, 5:41 am | click here to view more

Resolved Question: Should my grandpa transfer money from a custodial account to a 529?

I was lucky enough to have a grandpa who saved money for my college expenses. He did so in a custodial account which I gained control of when I was 18. It was not a huge sum of money (around $12,000) but it covered my first 3 years. I'm a 4th year finance major and I realized a custodial account might not have been the best route to go as far as getting the max benefit. The issue is that I have always applied for financial aid and it wasn't until I ran out of money that I am now receiving $10,000 for one year of school; more than enough to cover tuition, books, parking pass, gas money etc... This was nice but made me feel like what my grandpa did for me was a waste. Anyways, my brother is a junior in high school with the same situation. Should I have my grandpa move the money into a 529 plan below his possess name so it doesn't have to be reported as my brother's or my parent's assets when applying for financial aid? Is there a better option to maximize my brother's benefits?

4 Nov 2011, 10:27 pm | click here to view more

Voting Question: New York's 529 College Savings Program, Direct Plan....How should I disperse the contributions?

Hello, I have a New York 529 College Savings Program(Direct Plan) account opened up for my son. I chose the Age-Based option for contributions. below the Age-Based option it asked you what percentage of your contributions shall be dispersed among three different types(Conservative, Moderate, and Aggressive) So what should I do? I chose to do: Conservative: 25% Moderate: 50% Aggressive: 25% Should I change this? What should I do? My son is 7 years old.

4 Feb 2012, 1:00 pm | click here to view more

Resolved Question: How to do election for UGMA/UTMA like plan 529 done on form 709 ?

In an earlier question http://answers.yahoo.com/question/index?qid=20110728042115AAefEk5 I understand that election for 529 can be documented on form 709. If I gift $4000 to my son/daughter on UTMA ( http://en.wikipedia.org/wiki/Uniform_Transfers_To_Minors_Act ) , how and where I will report that so it can be counted against life time $5 Million ( I do not expect to be lucky enough for that amount, but). Also I have joint checking account with my spouse, so if my spouse gives $3000 from the same account to our son/daughter, how that documentation will occur as the source account is joint and as I understand the receiving account will be a single account too.

31 Jul 2011, 9:15 am | click here to view more

Resolved Question: Best state for a 529 plan: I narrowed it down. Please help?

Our daughter is only 3 months, but best to start early, yes? Best for low fees. If low investment costs are your primary concern, take a look at the Utah Educational Savings Plan Trust. The plan serves up a menu of nine Vanguard index-fund portfolios and charges only 0.38% per year for its most expensive option. (The plan also levies a fee of $4 per $1,000 of your account balance up to a maximum of $20 annually.) Best portfolios of underlying funds. The pre-fab portfolios offered by 529 plans are only as good as their underlying mutual funds. That's why we like Maryland College Investment Plan, which uses a great mix of funds from T. Rowe Price. Maryland clip its annual fees this year, and the plan's most expensive option costs just 0.99% annually. Or....should I simply go for a state with a tax break???

31 Jan 2012, 4:17 pm | click here to view more

Voting Question: WHICH IS BETTER FLORIDA PREPAID PLAN OR 529 INVESTMENT PLAN?

31 Jan 2012, 10:25 pm | click here to view more

Resolved Question: Which 529 plan is the best for california?

30 Sep 2011, 11:36 am | click here to view more

Resolved Question: Cheapest phone service in new york?

Currently have sprint, paying almost $200 for 529 phones on family unlimited data plan, I we barely use the phone to talk, its every data and messaging

30 Nov 2011, 4:46 pm | click here to view more

Resolved Question: 529 College Fund For Kids?

Can you start a 529 college fund for 2 kids who you have no relation to? My ex died and I plan on being in his two girls lives and his babymom and me have a strong relationship. I was thinking about giving her an allotment every two weeks to help with the kids, but I thought, what better than a college fund?? Can I set it up to where fmily memebers can go to a certain bank and deposit money into the fund? I am also active duty Navy, is there any Navy college funds for kids that are better than the 529 fund????

30 Nov 2011, 12:25 pm | click here to view more

Resolved Question: Should I agree to let my "friends with benefits" be a sperm donor?

I've pretty much decided marriage isn't for me, and decided to go the "sperm donor" route. Thing is, sperm from sperm banks is expensive. I was complaining about this to a guy pal. ("Friends with benefits" actually) and he said "Heck, you can have mine for free". I asked if he was serious, and he said he was. I know he has good genes...every of his grandparents are still alive. His parents are a surgeon and an engineer. The only reason he is a little impaired is a birth injury that affected his brain. Should I take him up on it, and put every the money I *WOULD* have spent on sperm banks into a 529 plan? Or would that blur boundaries?

30 Jul 2011, 3:09 pm | click here to view more

Resolved Question: Who claims a 529 plan?

My uncle has a 529 plan for myself (actually two, one in New York and one in Ohio). I am filing independently this year. Do I claim the funds or does he? Since I am only the beneficiary he would claim the funds correct? and if so, then why am I sent the tax forms for it. wish that made sense, Thanks!

30 Jan 2012, 5:38 pm | click here to view more

Resolved Question: Are Virginia 529 contributions stackable tax deductions?

VA 529s allow $4000 deduction per account. If each working spouse opens a 529 account (for 2 kids), can the couple deduct $8000 in total on a joint return? Not sure why "per account" would be included if intent was to limit max deduction to $4000. Instructions from VA tax website are not clear whether "for each prepaid tuition contract or a savings trust account" triggers a new $4000 deduction. Please don't answer if you don't have experience or knowledge in this area. Instructions from VA tax website: 104 Virginia College Savings Plan Prepaid Tuition Contract Payments and Savings Account Contributions - If you are below age 70, enter the lesser of $4,000 or the amount paid during the taxable year for each prepaid tuition contract or a savings trust account entered into with the Virginia College Savings Plan (previously called the Virginia Higher Education Tuition Trust Fund). If you paid more than $4,000 per contract or account during the year, you may carry forward any undeducted amounts until the purchase price has been fully deducted.

3 Nov 2011, 10:45 pm | click here to view more

Resolved Question: American Oportunity Tax Credit - college?

I read you can't take this credit if you use funds from your 529. Does this seem to be a serious negative against these 529 plans? Especially since this credit is $4,000? I don't like 529's for many, many reasons, but this one is one I never thought of before. It would have to go towards the top of my list. Don't you think?

3 Dec 2011, 3:30 pm | click here to view more

Resolved Question: How can take Advantage of 529 rebate credit cards (College Savings)?

My college professor talked about how one of her students was able to ask her friends and family to do somethign special to their credit cards that allowed her to receive money towards her college. The plan apparently had no affect on her friends' expeses and she was able to rack up a little extra cash towards her college savings by just having her freinds make the simple adjustment to their credit cards. It seems that this is called a "529 rebate credit card". Does anyone know which credit cards offer this? And can anyone offer me more information on this subject? Thank you so much for the help! my college funds need some extra cash!

3 Dec 2011, 11:58 pm | click here to view more

Resolved Question: Does Cal Poly Pomona in California honor the 529 plan?

I live in Nevada but my parents possess a home in California, my grandparents and currently living there and paying rent. I wanted to move in with my grandparents for while i'm going to college. How would this work? What are some options that would be good for me?

28 Nov 2011, 9:37 pm | click here to view more

Resolved Question: whats the best college savings plan for 2 kids?

I have two kids ages 2 & 4...I would like to start saving for their college education. I looked into the 529 plan & the Gerber life college plan but I feel there are more options out there. I'm looking for affordable monthly payments of $100 or less. Maybe a savings plan that will match what I contribute,if that's even possible..PLEASE HELP!

28 Dec 2011, 9:25 am | click here to view more

Resolved Question: 529 plan - can my ex reimburse me for college expenses I pay for a beneficiary?

I have a question about the use of a 529 account. My daughter is the beneficiary for two 529 accounts, one that my ex-husband and I set up while we were married, and one that my ex-husband's parents invested in. I do not have any control over either account. Ideally, when we receive a bill, my ex would submit his portion directly to the financial institituion, but I suspect that, like I've done for the past several years, I'll have to pay in full, and then seek reimbursement from him. I am the one who will be receiving every of the bills for our daughter's college expenses. If I pay the bills, can my ex-husband or ex-inlaws give me reimbursements from the 529 account if we keep very good records regarding what each 529 withdrawal is going towards (and only use it for eligible expenses)? Is there a requirement that 529 funds be paid directly to the financial institution, or can I be reimbursed for payments that I make for eligible expenses? Our divorce settlement requires us to pay for college based on our respective incomes (after child support and alimony). Right now, it's roughly 60/40. My ex doesn't dispute that he has to pay for 60% of college expenses. What I'm asking is specifically whether, when I receive a bill for tuition or other "qualified education expenses" and I pay for it out of my bank account, and send an itemized and detailed invoice to my ex-husband regarding his portion of these qualified educational expenses, can he withdraw money from the 529 and give it to me to cover his portion of the expenses. Both of us will keep very clear paper trail as to what the expenses are, and which payments cover which expenses. I'll also be really careful that expenses and reimbursement happen in the same calendar year. I have been keeping really good records, so that shouldn't be a problem if I'm audited. I just need to know whether it's PERMISSIBLE for 529 payments to go to me after I'd paid a bill rather than through the colllege.

27 Jan 2012, 4:18 pm | click here to view more

Resolved Question: 529 plan - can my ex reimburse me for college expenses I pay for our kid?

I have a question about the use of a 529 account. My daughter is the beneficiary for two 529 accounts, one that my ex-husband and I set up while we were married, and one that my ex-husband's parents invested in. I do not have any control over either account. I am the one who will be receiving every of the bills for our daughter's college expenses. If I pay the bills, can my ex-husband or ex-inlaws give me reimbursements from the 529 account if we keep very good records regarding what each 529 withdrawal is going towards (and only use it for eligible expenses)? Is there a requirement that 529 funds be paid directly to the financial institution, or can I be reimbursed for payments that I make for eligible expenses? Thanks in advance for your help in this matter. Our divorce settlement requires us to pay for college based on our respective incomes (after child support and alimony). Right now, it's roughly 60/40. My ex doesn't dispute that he has to pay for 60% of college expenses. What I'm asking is specifically whether, when I receive a bill for tuition or other "qualified education expenses" and I pay for it out of my bank account, and send an itemized and detailed invoice to my ex-husband regarding his portion of these qualified educational expenses, can he withdraw money from the 529 and give it to me. Both of us will keep very clear paper trail as to what the expenses are, and which payments cover which expenses. Thanks

27 Jan 2012, 3:51 pm | click here to view more

Resolved Question: Can I open a 529 plan?

I am 14 years old in the 9th grade living in Florida. I currently have $500 saved up, is that enough to open an account, what will I receive in return, is it to tardy to open one, How do I open a 529 plan?

26 Oct 2011, 6:54 pm | click here to view more

Resolved Question: Follow up question on 529 plan ...?

I'm considering opening 529 even though I have no kids. The reason is my wife and I have fully maxed out 401k and IRA's each year. We have no kids. The reason I believe I should do this is that I think I can grow the 529 at over 20% a year. ( I work for a hedge fund and am aware of arbitrage trading methods that work ). The reason I consider 529 is that the growth is tax free. As long as the withdrawals are taxed as ordinary income, plus 10% penalty, I don't mind paying since I can receive 20 years of tax free growth. Employing the same strategy outside in a regular account I would pay lots of tax each year since strategy involves short term capital gains.

26 Nov 2011, 7:12 pm | click here to view more

Resolved Question: Tax implications of 529 plan ?

Hi, My wife and I have no kids now but I am considering opening up a 529 plan so that account can grow tax free. If say I start the account with 10k and over 20 years it grows to 100k and I take it every out do I pay income tax on the 90k gain plus a 10% penalty ? ( That is if I don't use it for education ). Or is tax calculated another way ( via looking at every the transactions over the 20 years ).

26 Nov 2011, 5:35 pm | click here to view more

Resolved Question: Applying for Financial Aid?

What accounts affects getting financial aid the most? The 529 plan is owned by my grandparents and I heard this has little to no affect when applying for financial aid. My parents have a retirement account. They still have a few years left to pay for their mortgage. The possess their cars. They have savings but offshore, none here in the U.S I (the student) have very little in my savings and checking account). Can someone please advise on me getting the maximum financial aid for me to go to college? thanks

26 Aug 2011, 11:27 am | click here to view more

Resolved Question: Personal Finance questions?

1. Which of the following is a good reason to have a financial reserve that's larger than normal? Select the best answer a. You would be able to find another job quickly if you lost yours. b. You have a big monthly car payment. c. You have mostly discretionary expenses. d. Your income is fairly predictable. 2. What is compounding interest? Select the best answer a. Interest that's not calculated on a regular basis b. Interest that doubles the principal of an account c. Interest gained only on the principal of an account d. Interest that's added to the principal of an account 3. What is opportunity cost? Select the best answer a. The principal in an investment account b. The total amount of investments in a portfolio c. The value of an investment opportunity you pass up in order to take another investment opportunity d. The value of an investment opportunity when it's compared with every the other investments you've made in the past 4. What is a volatile investment? Select the best answer An investment that can change quickly without warning An investment that is fairly low risk An investment that requires a high volume of investors An investment that gains value slowly over time 5. Which of the following would not be part of an investment portfolio? Select the best answer Commodities funds A savings 529 plan A savings account Equity investments in a company 6. When is your risk tolerance lowest? Select the best answer When you are concerned about the diversity of your investment portfolio When you are an inexperienced investor When you first make the investment When you are closest to needing the money you invested 7. What piece of information is most helpful when you're comparing investments? The ROI percentages The ROI dollar amounts The total return dollar amounts The initial investment amounts 8. How does an equity investor make money? Depositing money in compounding accounts Lending money and charging interest Selling an investment for more than they paid for it Selling many investments at the same time 9. What is a stock? Select the best answer A partial ownership in a company A group of real estate investments A regular payment a company issues investors A government investment 10. Which of the following is a way the SEC protects investors? Select the best answer Guaranteeing the value of certain stocks Requiring companies to disclose financial information Insuring the amounts of people's investments Helping investors diversify their portfolios 11. Which of the following is an example of an investment commodity? (Select the best answer.) A rare painting Shares in a company Microfinancing Steel 12. Which of the following allows you to pool your money and invest in a portfolio with other investors? (Select the best answer.) (Points : 1) A mutual fund A 401(k) plan A 529 plan An IRA account 13. Which of the following is typically included in a stock listing? (Select the best answer.) (Points : 1) The company's SEC registration credentials The predicted price of the stock over the next year The number of shares of stock sold in a previous day The number of shares of stock sold in the previous year 14. Which type of investment income happens when an investor sells ownership in an equity investment that's gained value? (Select the best answer.) (Points : 1) Dividends Interest Equity gains Capital gains

21 Oct 2011, 8:49 pm | click here to view more

Resolved Question: Tax advantages of rolling a 529 into a CHET account?

I recently rolled my daughters 529 Plan into a CHET account, as I wasn't getting any tax breaks in a 529, and live in CT. Am I still able to claim those 529 contributions, from previous years, on my taxes, so I can make up for those missed tax breaks?

21 Nov 2011, 8:54 am | click here to view more

Resolved Question: At what age does it no longer make sense to contribute to a child's 529 plan?

If you put money in a 529 plan, there are tax advantages. On the other hand, it goes in the market, and they say money you need soon shouldn't go in the market. At what age does it cease to make sense to put money in a child's 529 plan?

21 Nov 2011, 6:52 pm | click here to view more

Voting Question: What is effect of $1,900 kiddie tax limit when referring to tax-deferred account?

This is in reference to my 529 plan question a half hour ago. Im going to give an example, and then I need an answer. Mom/Dad contribute total of $200,000 over ten years to 529 plan. 60,000 of which is earnings. Let's say the child doesn't go to college, is still dependent, and withdraws the money on his tax return. Does this 1900 dollar limit apply to the total tax deferred gain that is withdrawn in the year or is it only on the amount earned within that year?

21 Dec 2011, 4:29 pm | click here to view more

Resolved Question: Is there on option to put the taxable portion of a 529 plan on the beneficiary or contributors tax return?

If a parent (contributor) puts money into a 529 plan for their child and the child ends up not going to college, therefore having to withdraw the money; can they put the taxable portion on the child's tax return (assuming lower effective tax rate)? Thanks in advance! I thought that these were revocable contributions. So if a child didn't go to college, could the parent take every the money out and keep it for themselves?

21 Dec 2011, 3:13 pm | click here to view more

Open Question: How to change investment banks for a 529 plan?

I have a 529 plan from usaa. I would to to move it to a college choice 529.

20 Feb 2012, 11:42 pm | click here to view more

Voting Question: Will child's funds in Unif Trans to Minors account be considered an asset when applying for college fin. aid?

In other words, will having those funds in UTMA account work against her when she's considered for financial aid for college next year? Can I move those funds to her 529 plan?

20 Dec 2011, 2:01 pm | click here to view more

Resolved Question: Are computer equipment and Internet access still qualified education expenses for 529 plans?

In 2009 and 2010 tax years, computer equipment and Internet access were qualified education expenses for 529 plans. The IRS doesn't have 2011 publications on its site. Have these expenses been disallowed for 2011 tax year? Thanks, Houyhnhnm Tax Lady, The FAQ only mentions TY 2009 and 2010. It is dated 2011, however. Is that a code that the provision has been extended to TY 2011?

20 Aug 2011, 3:34 am | click here to view more

Resolved Question: What is the 529 College savings plan?

I'm a senior in high school and came across it. Do I qualify?

2 Oct 2011, 10:58 am | click here to view more

Resolved Question: How much do you set aside for your kid's college fund every month?

Do you plan on paying the whole 4 years of their college or just some? What plan do you use? For example, Gerber College Plan, 529, etc. Thanks!

2 Nov 2011, 8:51 pm | click here to view more

Resolved Question: whats the best way to save for my childrens education.?

we have three kids, toddlers right now. were looking to keep around $40K per child. My parents are helping also. do i open a savings account for each of their name or is it best to out it in the parents name as the primary asset holder to that account?? I am looking for accounts that gain interest over a period of time but the rates are so low right now. I don't want the gerber plan or the 529 plan.

17 Aug 2011, 1:10 pm | click here to view more

Resolved Question: which trust fund to open to save for my child's education?

I would like to open a trust fund for our daughter where she can access the money to pay for her tuition when she reaches the age of 18 but i also don't want me or my husband to have access (neither of us can touch or withdraw the money) until she reaches 18.....is this possible at every?? if so which trust funds should I look in to. Please do not suggest the the gerber plan or the 529 plan.

17 Aug 2011, 11:30 pm | click here to view more

Resolved Question: opening 529 college savings plan for twins?

i want to open 529 plan for my twins. (boy/girl). i thought it makes more sense to open one for each of the babies, but my broker/financial adviser is suggesting that i should just open 1 account in one baby's name and then later whenever i want (may be when they are 16) i can open another 529 account in the other baby's name and transfer half of the money into the second baby's account. he is just trying to keep me $40 yearly fee for the account. so for two i will be paying $80 but with one i just have to pay half. $40 in 16 years is $640 saving by avoiding one account. he suggests that it is a very simple process to transfer half money by opening another 529 account later. my question is that: "is it really that simple of a process to just open another 529 account later and then take out money from one 529 account to put it into another 529 account? any taxes or fee involved?? i tried looking for answer every-over google, but no one seems to have an answer??

16 Aug 2011, 10:26 pm | click here to view more

Resolved Question: Should I put a 529 plan account in my name or my Child's name?

15 Jan 2012, 2:42 pm | click here to view more

Resolved Question: Long term investment?

I am looking for a type of investment that has high probability of making 3-5% APR for the next 10-15 years (with as little risk as possible -- I do understand that there is no such thing as "no risk" in investment). I am thinking of using it as an alternative to the 529 plan. Any specific information is appreciated.

15 Aug 2011, 10:14 am | click here to view more

Resolved Question: Is there a website where people can donate to my college fund?

I tried 529.com, but they don't offer plans for CA. I searched and searched, but every that came up were bank websites and I'm not sure if those were places that people could donate onilne. Are ther any websites where people can donate to my college fund?

14 Oct 2011, 9:53 pm | click here to view more

Resolved Question: Seeing a general concensus of hell no to gerber grow up plan, what are some smarter options ?

I have been considering doing gerber grow up for my two kids and one on the way... not anymore after weighing the facts, but what might be some better options for college savings NOT a 529 smething that doesn't dictate how they spend the money... any thoughts? I make about $50k a year btw and my oldest is 7...

14 Oct 2011, 10:46 pm | click here to view more

Voting Question: My chances of getting into UCLA/UCSD?

UCLA and UCSD have been my dream schools ever since I was a little girl. I'm (soon) reaching the point where I have to apply and await my *~*~destiny~*~* (sorry I'm just being overdramatic), but for now let's just test the waters. Freshman year: GPA- 3.8/4.0, 4.6/5.0 (rank 71/595) 2 PAP classes, 1 year of colorguard, no other extracurricular Sophomore year: GPA- 3.7/4.0, 4.8/5.0 (rank 81/529) 3 PAP classes, 7 clubs, dropped colorguard PSAT score: 171 (my goal is 210) Graduating with two academy recognitions (as opposed to the norm of 1) Graduating on the highest plan with at least 34 credits (2 more than the minimum) and a lot of college credits (dual credit courses and AP classes) When I reach Junior year, I plan to take 6 AP/PAP classes. Along with that, I'm applying for leadership positions in the 7 (Key club, German club, Green club, Diversity club, Asian Student Association, Students of Social Justice, and National Art Honors Society) clubs I actively participate in and I plan to join NHS. When I was in colorguard, we've managed to win several trophies at our competitions. I volunteer occasionally and this summer I plan to take SAT prep courses along with weekend volunteering (and I'm taking community college to receive extra credits for high school, these are considered dual credits, AND I'm going to Germany for my German class selective field trip). When I apply for UCSD and UCLA, I want to join their art programs. Oh yeah, senior year.. I plan on taking 4 or 5 AP/PAP classes and I plan to remain in every my clubs. I think I might rejoin colorguard, or try out for drill team.

14 Feb 2012, 12:23 am | click here to view more

Resolved Question: Can I create a 529 plan for my son if the mother won't tell me their social security number?

Is their a way to find out the social security number of a child you don't have custody of? Is their a way to set up a 529 plan without knowing the social security number?

12 Sep 2011, 7:26 pm | click here to view more

Resolved Question: How can I set up a 529 plan for my son if the mother won't tell me their social security number?

Is their a way to find out the social security number of a child you don't have custody of? Is their a way to set up a 529 plan without knowing the social security number? Steven F: I haven't been officially ordered to pay child support. (The mom never tried to sue me for it, for some reason, and she's never been on welfare.) I'm paying her informally. I'm going to court to receive my name on the birth certificate and receive some nice of visitation. He's my kid...don't I have a right to know his social security number?

12 Sep 2011, 7:04 pm | click here to view more

Resolved Question: Question with 529 college savings plan...?

Alright so my mom opened up a 529b I think it is called, college savings plan and I already have enough in it to go to the college I want, but could I use the extra money in it for maybe a laptop for college or school supplies for college without getting penalized? Also how does the money receive out from it and does that money receive out tax free? Also if we had extra money in this account could we transfer over to my sisters account?

12 Oct 2011, 2:38 pm | click here to view more

Resolved Question: Should I move away from home -18 yrs old?

I'm 18 yrs old, and I'm really tempted to receive A GED and move to Austin Texas, ( I'm from Dallas) rather than go back to high school my senior year. I have great grades, about 15 credit hours. I have been going to a private Christian school since second grade on scholarship, but it's been really difficult. I have an extremely stressful home life with my dad. He was self employed after my mom died when I was 2. He is overweight, pessimistic, cynical, judgmental, every the time. My grandpa stole every of our money when mh mom died and he and his step wife have been giving tiny "gifts" to us each month. My dad doesn't" work, and is a hoarder. My friends have never arrive over because I am foo embarrassed of my home life . And now that I'm older anytime I go out, just got my license he guilt trips me for leaving him alone, "spending" our resources and always criticiZes me calling me a bitch or slutty. He made me quit my job from hollister because it was "whorish". I still adore him very much but my mental health is nearly shot. My brothers relationship is really strained, nonexistent so I'm like my dads therapist, always walking on egg shells not to offens him or hear to his problems. I know he will hate me If I leave but I am beyond sick of this. Going to a wealthy Achool with a home life like shit can steer you nuts, ( think Pretty in Pink). Anyway, I have a 529 plan so I could go to school in Austin for free and transfer to UT. But if I stay another year I could pretty much receive accepted anywhere - Christian college for free. Am I crazy for just wanting to leave now?!!!!!!!!

11 Aug 2011, 2:23 am | click here to view more

Resolved Question: Will this laptop run Battlefield 3 on medium to high settings?

I am getting a laptop for mobile gaming, but want to keep the price below $600. This is what I've found: Acer aspire AS5750G-6804 with intel Core i3 processor 2310m (2.10 GHz) 15.6" 4 GB memory 500GB HDD NVIDIA GeForce GT 520M Notebook for $529 I've also found one for $599 with an i5 processor look newegg.com I am planning to be playing a lot of battlefield 3 and skyrim

1 Oct 2011, 7:17 pm | click here to view more